
I never expected my journey to take so many life-altering twists and turns. Transitioning from a young widow and stay-at-home mom to a nationally board-certified chaplain gave me confidence in myself and in my counseling ability. Experiencing homelessness opened my eyes to the value of money and its impact on the quality of our lives. As a result, I am a passionate coach helping adults to overcome financial challenges, personal crisis and gain life-changing money management skills.
For visual learners, my story and lessons learned are now available in print form.

New book club read THE HEART OF FAITH: YOUR GUIDE TO RESILIENCE AND SECURITY is a powerful transformative story! Nationally Board-Certified Chaplain and Certified Financial Coach Rosalind Simmons shares a candid look at her journey from homelessness to stability. Rising from an unheated, enclosed back porch in Chicago to National Board-Certified Chaplain and Certified Financial Coach was no easy feat. You will be inspired as you read stories of trauma and triumph. This work is filled with vignettes of loss and redemption, faith over doubt, perseverance, favor and honor.
The pictures and vignettes will inspire and empower readers to move past doubts and fears to rewrite their stories. It unlocks the keys to victory without financial stability or a sponsor. This book demonstrates that fear is no match for faith and perseverance. The Heart of Faith: Your Guide to Resilience and Security reveals the unimaginable power of faith that produces housing, scholarships, and two businesses.
The stories will melt your heart as you witness Rosalind doing everything she could to survive while helping others. Her homelessness was not due to a lack of ambition or work ethic. It was because life hit hard — job loss, financial hardship and no safety net. When she recovered, she decided to bring others with her through coaching and training.
Review the 60-second video below.
From homelessness to national certification and Founder, FMI
From this book, readers will discover:
- How faith can make the impossible — possible
- How to accomplish your goal while wrestling with fear
- How to accomplish hard things
- How to build and help yourself in hard times
- How to create resilience when there is nothing left
- Discover hope and resources for income generation and financial stability in spite of age, educational and financial barriers
This quick read shares a powerful faith journey that is perfect for Women’s Groups, Bible Study, Book Clubs. Whether you are focused on ESG, DEI or corporate social responsibility, your organization can be part of a solution rooted in dignity, and real-world impact.
Now available on Amazon
https://www.amazon.com/dp/B0FT18T6PT
Coaching
I am fortunate to have an unmatched blend of financial, clinical and homeless services training. I never imagined that my lived experience could become a bridge to trust and a roadmap to inspiration and resilience. It also provided insight into the impact of financial hardship on mental health. I understand my assignment and know how to help.
My Personal Mission
My mission is to instill HOPE, inspire CHANGE and demonstrate that a heart of FAITH brings additional help.
“Bringing hope, help and a passion to see you win!”